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  Opinions : Saturday, May 05, 2012 12:00:00 AM Free Article ID:12581 (338) Last Update: 5/5/2012 2:50:17 PM    
Wood: What's your retirement plan?

In my field, we hear a lot about the ''New Normal.'' Retirement challenges have increased as we see a slower economic growth, flat or decreasing incomes and high unemployment — how do you plan in this environment.

From a retirement planning standpoint, we are seeing reduced employer retirement income and health benefits. We may need to work longer before retirement, or even in retirement and downsize our lifestyle. Lower housing values mean a decreased net worth, as do low returns on savings and investments. It makes projections of what is needed in retirement, and how long your money will last very difficult.

Did you know there is a 45-percent chance that one spouse in a 65-year old couple will live to 95? Many experts are now using 100 as the life expectancy when running retirement projections.

Do you know now much you will need to have saved by the time you retire to last the rest of your life? There are some key questions you need to answer before you can determine this, the first of which is how long you expect to live. What are your projected income and expenses, where do you want to live, what do you want to do and where will you get health insurance and how much will it cost?

These are just a few things to think about when determining what you need to save. Some suggest a general guideline of $300,000 in savings for every $1,000 needed in monthly income. Of course, this will depend greatly on your return on investment.

What I'd like to focus on here are things you can do to make up for lost time, or what steps can you take between now and retirement to have the resources to draw on in your retirement.

My first recommendation is to plan to get out of debt before you retire. Pay off your mortgage and eliminate consumer debt. This will reduce the amount of money you need in the budget each month.

If you are nearing retirement and have not been saving, start today. Some would say to save aggressively to make up for lost time, to the point it hurts, if you are close to retirement and have not started. This can be done through an employer sponsored plan, an IRA, or a SEP if self-employed. Check on the maximum limits on what you can contribute. Live more simply and save the cash freed up by reducing expenses.

Assess your available retirement benefits. Does your employer have a health insurance plan that is available to you and your spouse after you retire? If you retire before age 65 that will be important since you are not eligible for Medicare until 65. Most employer plans will act as a Medicare supplement plan after you turn 65. Get details of what is available to you, and deadlines, prior to retirement.

Review your other insurance needs. It may not be necessary to keep that life insurance policy once you retire if your kids are grown and your mortgage has been repaid. You might want to consider long-term care insurance depending on your situation, if you have assets to protect.

Finally, consider at what age you will retire. Working longer than originally planned has several advantages. If you delay drawing Social Security, it will boost your Social Security pension benefits. It provides more time to save in your 401(k) or IRA retirement accounts and reduces the number of years to withdraw money from your savings. You will also have continued access to other employer benefits.

If you have increased the amount you are saving, worked longer before retirement or even at a second job, and still come up short, there are a few things to consider. Trading down to a smaller home or moving to a less expensive location may help to increase your resources or decrease expenses during retirement. Working after retirement to supplement income is also an option, as well as making tax-efficient asset withdrawals.

According to Money Magazine, the 10 years before retirement and the five years after make up the riskiest period of your financial life. Set some goals now to make a realistic plan to pay for retirement.

Deb Wood is with K-State Research and Extension - Geary County. She can be reached at dwood@ksu.edu or (785) 238-4161.

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The Daily Union Article ID 12581 All Rights Reserved.
Opinions Section: Saturday, May 05, 2012 ( #12581 - 338)
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COMMUNITY CALENDAR:

May 2013 Community Calendar

Wednesday, May 1

6:30 a.m. Alcoholics Anonymous, 119 W. Seventh St.

6:45 a.m. Breakfast Optimist Club, Stacy’s Restaurant, Grandview Plaza

9:30 to 10:30 a.m. Exercise at Senior Citizens Center

Noon Noon Kiwanis meets at Kite’s, Sixth and Washington streets

Noon Alcoholics Anonymous, 119 W. Seventh St.

12:15 p.m. Weight Watchers, Presbyterian Church 113 W. Fifth St.

2 p.m. Doors open at the Junction City Fraternal Order of Eagles, 203 E. 10th St.

2:30 p.m. Troubadours of JC performance at Woodrow Wilson ES, Manhattan

1 to 4 p.m. Cards at Senior Citizens Center

5:30 p.m. Weight Watchers, Presbyterian Church, 113 W. Fifth St.

6 to 7:45 p.m. AWANA Club, First Southern Baptist Church

6:30 p.m. Bingo at American Legion Post 45, Fourth and Franklin streets

7:30 p.m. Melita Chapter 116, Order of the Eastern Star, 722 1/2 N. Washington St.

7:30 p.m. Chapman Rebekah Lodge #645, Chapman Senior Center

8 p.m. Narcotics Anonymous, 119 W. Seventh St.

8 p.m. Alcoholics Anonymous, Presbyterian Church, 113 W. Fifth St.

Senior Citizens Center errands to Fort Riley and Dillons

Thursday, May 2

9:30 to 10:30 a.m. Line dancing at Senior Citizens Center

9:30 a.m. MOPS (Mothers of Preschoolers), First Southern Baptist Church, child care provided

1 p.m. TOPS (Take Off Pounds Sensibly), Episcopal Church of the Covenant, 314 N. Adams St.

2 p.m. Doors open at the Junction City Fraternal Order of Eagles, 203 E. 10th St.

5 to 8 p.m. Junction City Fraternal Order of Eagles Aerie and Auxiliary kitchen is open with full meals

6:15 p.m. JC Sundowners Lions Club meeting at Peking Restaurant, 836 S. Washington St.

6:30 p.m. Bingo at American Legion Post 45, Fourth and Franklin streets

6:30 p.m. Flinthills Depression and Bipolar Alliance Support Group, First Christian Church, Fifth and Humboldt, Manhattan

6:30 p.m. Junction City Aglow Lighthouse meets in the meeting room at the Hampton Inn.

7:30 p.m. Stated Communications, Union Masonic Lodge No. 7 AF&AM

8 p.m. Alcoholics Anonymous, 119 W. Seventh St.

Senior Citizens Center errands to Walmart

Friday, May 3

9:30 to 10:30 a.m. Exercise at Senior Citizens Center

Noon Alcoholics Anonymous, 119 W. Seventh St.

2 p.m. Doors open at the Junction City Fraternal Order of Eagles, 203 E. 10th St.

5 p.m. It’s About Me Breast Cancer Awareness Association, Medical Arts II Conference Room, Geary Community Hospital

5 to 8 p.m. Junction City Fraternal Order of Eagles kitchen is open with short-order meals

6 p.m. Ogden American Legion Bingo, 515 Riley Blvd.

6 p.m. Alcoholics Anonymous, Women’s meeting, 119 W. 7th St.

6:30 p.m. JC Fraternal Order of Eagles Auxiliary Bingo, 203 E. 10th St., open to public

7 p.m. American Legion Riders, Chapman American Legion, 222 1/2 Marshall

8 p.m. Alcoholics Anonymous, 119 W. Seventh St.

Saturday, May 4

8 a.m. to 2 p.m. Yard sale, Junction City First Assembly of God, proceeds going towards sending youth to camp

Noon Alcoholics Anonymous, 119 W. Seventh St.

1 p.m. Doors open at JC Fraternal Order of Eagles, 203 E. 10th St.

6:30 p.m. JC Fraternal Order of Eagles Aerie Bingo, 203 E. 10th St., open to public

8 p.m. Alcoholics Anonymous, 119 W. Seventh St.

Sunday, May 5

Noon Doors open at JC Fraternal Order of Eagles, 203 E. 10th St.

Noon Alcoholics Anonymous, 119 W. Seventh St.

1:30 p.m. American Legion Post 45 Auxiliary Bingo, Fourth and Franklin Streets

8 p.m. Narcotics Anonymous, 119 W. Seventh St.

Monday, May 6

9:30 to 10:30 a.m. Exercise at Senior Citizens Center

Noon Alcoholics Anonymous, 119 W. 7th St.

1 to 2:30 p.m. Troubadours of JC rehearsal, Senior Citizens Center, 1025 S. Spring Valley Road

2 p.m. Doors open at Junction City Fraternal Order of Eagles, 203 E. 10th St.

6 p.m. JC South Kiwanis meets at Valley View.

6:30 p.m. JC Fraternal Order of Eagles Aerie & Ladies Auxiliary joint meeting, 203 E. 10th St.

6:45 p.m. Social Duplicate Bridge, 1022 Caroline Ave.

7 p.m. Hope Al Anon meeting at First United Methodist Church

7 p.m. Hope Al-anon, First United Methodist Church, 804 N. Jefferson.

8 p.m. Alcoholics Anonymous, 119 W. Seventh St.

Afternoon Bingo at Senior Citizens Center

Senior Citizens Center errands to bank, post office and Walmart

Tuesday, May 7

10 to 11 a.m. Bible study at Senior Citizens Center

1:45 p.m. Troubadours of JC performance at Washington ES, 1500 N. Washington St.

2 p.m. Doors open at the Junction City Fraternal Order of Eagles, 203 E. 10th St.

5 to 8 p.m. Junction City Fraternal Order of Eagles Aerie and Auxiliary kitchen is open with full meals

6:30 p.m. JC Fraternal Order of Eagles Aerie Bingo, 203 E. 10th St., open to public

7 p.m. Composite Squadron Civil Air Patrol, JC airport terminal, 540 Airport Road

8 p.m. Alcoholics Anonymous, 119 W. Seventh St.

Wednesday, May 8

2:30 p.m. Troubadours of JC performance at Milford ES, 402 12th St. Milford

6:30 a.m. Alcoholics Anonymous, 119 W. Seventh St.

6:45 a.m. Breakfast Optimist Club, Stacy’s Restaurant, Grandview Plaza

9:30 to 10:30 a.m. Exercise at Senior Citizens Center

Noon Noon Kiwanis meets at Kite’s, Sixth and Washington streets

Noon Alcoholics Anonymous, 119 W. Seventh St.

12:15 p.m. Weight Watchers, Presbyterian Church 113 W. Fifth St.

2 p.m. Doors open at the Junction City Fraternal Order of Eagles, 203 E. 10th St.

1 to 4 p.m. Cards at Senior Citizens Center

5:30 p.m. Weight Watchers, Presbyterian Church, 113 W. Fifth St.

6 to 7:45 p.m. AWANA Club, First Southern Baptist Church

6:30 p.m. Bingo at American Legion Post 45, Fourth and Franklin streets

8 p.m. Narcotics Anonymous, 119 W. Seventh St.

8 p.m. Alcoholics Anonymous, Presbyterian Church, 113 W. Fifth St.

Senior Citizens Center errands to Fort Riley and Dillons

Thursday, May 9

9:30 to 10:30 a.m. Line dancing at Senior Citizens Center

9:30 a.m. MOPS (Mothers of Preschoolers), First Southern Baptist Church, child care provided

11:30 a.m. NARFE Old Trooper Chapter 383 luncheon meeting, Senior Citizens Center, 1107 S. Spring Valley Road, members and guests welcome

1 p.m. TOPS (Take Off Pounds Sensibly), Episcopal Church of the Covenant, 314 N. Adams St.

2 p.m. Doors open at the Junction City Fraternal Order of Eagles, 203 E. 10th St.

5 to 8 p.m. Junction City Fraternal Order of Eagles Aerie and Auxiliary kitchen is open with full meals

6:30 p.m. Bingo at American Legion Post 45, Fourth and Franklin streets

7 p.m. JC Fraternal Order of Eagles Aerie, 203 E. 10th St.

8 p.m. Alcoholics Anonymous, 119 W. Seventh St.

Senior Citizens Center errands to Walmart

Friday, May 10

9:30 to 10:30 a.m. Exercise at Senior Citizens Center

Noon Alcoholics Anonymous, 119 W. Seventh St.

2 p.m. Doors open at the Junction City Fraternal Order of Eagles, 203 E. 10th St.

5 to 8 p.m. Junction City Fraternal Order of Eagles kitchen is open with short-order meals

6 p.m. Smoky Hill Free Trappers, Tyme Out Lounge

6 p.m. Ogden American Legion Bingo, 515 Riley Blvd.

6 p.m. Alcoholics Anonymous, Women’s meeting, 119 W. 7th St.

6:30 p.m. JC Fraternal Order of Eagles Auxiliary Bingo, 203 E. 10th St., open to public

8 p.m. Alcoholics Anonymous, 119 W. Seventh St.

Saturday, May 11

10 a.m. Geary County Women’s Democratic Club meets at Church of Our Savior Methodist Church, Thompson Drive

Noon Alcoholics Anonymous, 119 W. Seventh St.

1 p.m. Doors open at JC Fraternal Order of Eagles, 203 E. 10th St.

6:30 p.m. JC Fraternal Order of Eagles Aerie Bingo, 203 E. 10th St., open to public

8 p.m. Alcoholics Anonymous, 119 W. Seventh St.

Sunday, May 12

Noon Doors open at JC Fraternal Order of Eagles, 203 E. 10th St.

Noon Alcoholics Anonymous, 119 W. Seventh St.

1:30 p.m. American Legion Post 45 Auxiliary Bingo, Fourth and Franklin Streets

8 p.m. Narcotics Anonymous, 119 W. Seventh St.

Monday, May 13

1 to 2:30 p.m. Troubadours of JC rehearsal at Geary County Senior Center, 1025 S. Spring Valley Road

9:30 to 10:30 a.m. Exercise at Senior Citizens Center

Noon Alcoholics Anonymous, 119 W. 7th St.

2 p.m. Doors open at Junction City Fraternal Order of Eagles, 203 E. 10th St.

5:30 p.m. Friends of Hope Breast Cancer Support Group and Circle of Hope Cancer Support Group, Medical Arts Building II, Third Floor Conference Room, Geary Community Hospital

6 p.m. JC South Kiwanis meets at Valley View.

6:45 p.m. Social Duplicate Bridge, 1022 Caroline Ave.

7 p.m. Hope Al Anon meeting at First United Methodist Church

7 p.m. Hope Al-anon, First United Methodist Church, 804 N. Jefferson.

7 p.m. Geary County Fish & Game Association meeting, 3922 K-244 Spur

7 p.m. JC Fraternal Order of Eagles Auxiliary meeting, 203 E. 10th St.

7:30 p.m. Acacia Lodge #91, 1024 N. Price St., Junction City

8 p.m. Alcoholics Anonymous, 119 W. Seventh St.

Afternoon Bingo at Senior Citizens Center

Senior Citizens Center errands to bank, post office and Walmart

Tuesday, May 14

10 to 11 a.m. Bible study at Senior Citizens Center

1:30 p.m. Troubadours of JC performance at Eisenhower ES, 1625 St. Mary’s Road

2 p.m. Doors open at the Junction City Fraternal Order of Eagles, 203 E. 10th St.

5 to 8 p.m. Junction City Fraternal Order of Eagles Aerie and Auxiliary kitchen is open with full meals

6:30 p.m. JC Fraternal Order of Eagles Aerie Bingo, 203 E. 10th St., open to public

7 p.m. Composite Squadron Civil Air Patrol, JC airport terminal, 540 Airport Road

8 p.m. Alcoholics Anonymous, 119 W. Seventh St.

Wednesday, May 15

6:30 a.m. Alcoholics Anonymous, 119 W. Seventh St.

6:45 a.m. Breakfast Optimist Club, Stacy’s Restaurant, Grandview Plaza

9:30 to 10:30 a.m. Exercise at Senior Citizens Center

Noon Noon Kiwanis meets at Kite’s, Sixth and Washington streets

Noon Alcoholics Anonymous, 119 W. Seventh St.

12:15 p.m. Weight Watchers, Presbyterian Church 113 W. Fifth St.

2 p.m. Doors open at the Junction City Fraternal Order of Eagles, 203 E. 10th St.

1 p.m. Troubadours of JC performance at Riley County Senior Center, 412 Leavenworth, Manhattan

1 to 4 p.m. Cards at Senior Citizens Center

5:30 p.m. Weight Watchers, Presbyterian Church, 113 W. Fifth St.

6 to 7:45 p.m. AWANA Club, First Southern Baptist Church

6:30 p.m. Bingo at American Legion Post 45, Fourth and Franklin streets

7:30 p.m. Melita Chapter 116, Order of the Eastern Star, 722 1/2 N. Washington St.

7:30 p.m. Chapman Rebekah Lodge #645, Chapman Senior Center

8 p.m. Narcotics Anonymous, 119 W. Seventh St.

8 p.m. Alcoholics Anonymous, Presbyterian Church, 113 W. Fifth St.

Senior Citizens Center errands to Fort Riley and Dillons

Thursday, May 16

9:30 to 10:30 a.m. Line dancing at Senior Citizens Center

9:30 a.m. MOPS (Mothers of Preschoolers), First Southern Baptist Church, child care provided

1 p.m. TOPS (Take Off Pounds Sensibly), Episcopal Church of the Covenant, 314 N. Adams St.

2 p.m. Doors open at the Junction City Fraternal Order of Eagles, 203 E. 10th St.

5 to 8 p.m. Junction City Fraternal Order of Eagles Aerie and Auxiliary kitchen is open with full meals

6:30 p.m. Bingo at American Legion Post 45, Fourth and Franklin streets

6:30 p.m. Flinthills Depression and Bipolar Alliance Support Group, First Christian Church, Fifth and Humboldt, Manhattan

7:30 p.m. Stated Communications, Union Masonic Lodge No. 7 AF&AM

8 p.m. Alcoholics Anonymous, 119 W. Seventh St.

Senior Citizens Center errands to Walmart

Friday, May 17

9:30 to 10:30 a.m. Exercise at Senior Citizens Center

Noon Alcoholics Anonymous, 119 W. Seventh St.

2 p.m. Doors open at the Junction City Fraternal Order of Eagles, 203 E. 10th St.

5 to 8 p.m. Junction City Fraternal Order of Eagles kitchen is open with short-order meals

6 p.m. Ogden American Legion Bingo, 515 Riley Blvd.

6 p.m. Alcoholics Anonymous, Women’s meeting, 119 W. 7th St.

6:30 p.m. JC Fraternal Order of Eagles Auxiliary Bingo, 203 E. 10th St., open to public

8 p.m. Alcoholics Anonymous, 119 W. Seventh St.

Saturday, May 18

Noon Alcoholics Anonymous, 119 W. Seventh St.

1 p.m. Doors open at JC Fraternal Order of Eagles, 203 E. 10th St.

6:30 p.m. JC Fraternal Order of Eagles Aerie Bingo, 203 E. 10th St., open to public

8 p.m. Alcoholics Anonymous, 119 W. Seventh St.

Sunday, May 19

Noon Doors open at JC Fraternal Order of Eagles, 203 E. 10th St.

Noon Alcoholics Anonymous, 119 W. Seventh St.

12:15 p.m. Father Kapaun Knights of Columbus, basement of St. Mary’s Chapel, Fort Riley

1:30 p.m. American Legion Post 45 Auxiliary Bingo, Fourth and Franklin Streets

8 p.m. Narcotics Anonymous, 119 W. Seventh St.

Monday, May 20

9:30 to 10:30 a.m. Exercise at Senior Citizens Center

Noon Alcoholics Anonymous, 119 W. 7th St.

1 to 2:30 p.m. Troubadours of JC rehearsal at Geary County Senior Center, 1025 S. Spring Valley Road

2 p.m. Doors open at Junction City Fraternal Order of Eagles, 203 E. 10th St.

6 p.m. JC South Kiwanis meets at Valley View.

6:45 p.m. Social Duplicate Bridge, 1022 Caroline Ave.

7 p.m. Hope Al Anon meeting at First United Methodist Church

7 p.m. Hope Al-anon, First United Methodist Church, 804 N. Jefferson.

8 p.m. Alcoholics Anonymous, 119 W. Seventh St.

Afternoon Bingo at Senior Citizens Center

Senior Citizens Center errands to bank, post office and Walmart

Tuesday, May 21

9:30 to 10:30 a.m. Friend-to-Friend Caregiver Support Group, Faith Lutheran Church, 212 N. Eisenhower Drive

10 to 11 a.m. Bible study at Senior Citizens Center

2 p.m. Doors open at the Junction City Fraternal Order of Eagles, 203 E. 10th St.

2:30 p.m. Troubadours of JC performance at Franklin ES, 410 W. Second St.

5 to 8 p.m. Junction City Fraternal Order of Eagles Aerie and Auxiliary kitchen is open with full meals

6:30 p.m. Sunflower Quilters Guild, Dorothy Bramlage Library

6:30 p.m. JC Fraternal Order of Eagles Aerie Bingo, 203 E. 10th St., open to public

7 p.m. Composite Squadron Civil Air Patrol, JC airport terminal, 540 Airport Road

8 p.m. Alcoholics Anonymous, 119 W. Seventh St.

Wednesday, May 22

6:30 a.m. Alcoholics Anonymous, 119 W. Seventh St.

6:45 a.m. Breakfast Optimist Club, Stacy’s Restaurant, Grandview Plaza

9:30 to 10:30 a.m. Exercise at Senior Citizens Center

Noon Noon Kiwanis meets at Kite’s, Sixth and Washington streets

Noon Alcoholics Anonymous, 119 W. Seventh St.

12:15 p.m. Weight Watchers, Presbyterian Church 113 W. Fifth St.

2 p.m. Doors open at the Junction City Fraternal Order of Eagles, 203 E. 10th St.

1 to 4 p.m. Cards at Senior Citizens Center

5:30 p.m. Weight Watchers, Presbyterian Church, 113 W. Fifth St.

6 to 7:45 p.m. AWANA Club, First Southern Baptist Church

6:30 p.m. Bingo at American Legion Post 45, Fourth and Franklin streets

8 p.m. Narcotics Anonymous, 119 W. Seventh St.

8 p.m. Alcoholics Anonymous, Presbyterian Church, 113 W. Fifth St.

Senior Citizens Center errands to Fort Riley and Dillons

Thursday, May 23

9:30 to 10:30 a.m. Line dancing at Senior Citizens Center

9:30 a.m. MOPS (Mothers of Preschoolers), First Southern Baptist Church, child care provided

1 p.m. TOPS (Take Off Pounds Sensibly), Episcopal Church of the Covenant, 314 N. Adams St.

2 p.m. Doors open at the Junction City Fraternal Order of Eagles, 203 E. 10th St.

5 to 8 p.m. Junction City Fraternal Order of Eagles Aerie and Auxiliary kitchen is open with full meals

6:30 p.m. Bingo at American Legion Post 45, Fourth and Franklin streets

7 p.m. JC Fraternal Order of Eagles Aerie, 203 E. 10th St.

8 p.m. Alcoholics Anonymous, 119 W. Seventh St.

Senior Citizens Center errands to Walmart

Friday, May 24

9:30 to 10:30 a.m. Exercise at Senior Citizens Center

Noon Alcoholics Anonymous, 119 W. Seventh St.

2 p.m. Doors open at the Junction City Fraternal Order of Eagles, 203 E. 10th St.

5 to 8 p.m. Junction City Fraternal Order of Eagles kitchen is open with short-order meals

6 p.m. Ogden American Legion Bingo, 515 Riley Blvd.

6 p.m. Alcoholics Anonymous, Women’s meeting, 119 W. 7th St.

6:30 p.m. JC Fraternal Order of Eagles Auxiliary Bingo, 203 E. 10th St., open to public

7 p.m. New Beginnings-New Life Support Group, Martha Hoover Conference Room, Geary County Community Hospital

8 p.m. Alcoholics Anonymous, 119 W. Seventh St.

Saturday, May 25

Noon Alcoholics Anonymous, 119 W. Seventh St.

1 p.m. Doors open at JC Fraternal Order of Eagles, 203 E. 10th St.

6:30 p.m. JC Fraternal Order of Eagles Aerie Bingo, 203 E. 10th St., open to public

8 p.m. Alcoholics Anonymous, 119 W. Seventh St.

Sunday, May 26

Noon Doors open at JC Fraternal Order of Eagles, 203 E. 10th St.

Noon Alcoholics Anonymous, 119 W. Seventh St.

1:30 p.m. American Legion Post 45 Auxiliary Bingo, Fourth and Franklin Streets

8 p.m. Narcotics Anonymous, 119 W. Seventh St.

Monday, May 27

9:30 to 10:30 a.m. Exercise at Senior Citizens Center

Noon Alcoholics Anonymous, 119 W. 7th St.

2 p.m. Doors open at Junction City Fraternal Order of Eagles, 203 E. 10th St.

6 p.m. JC South Kiwanis meets at Valley View.

6:45 p.m. Social Duplicate Bridge, 1022 Caroline Ave.

7 p.m. Hope Al Anon meeting at First United Methodist Church

7 p.m. Hope Al-anon, First United Methodist Church, 804 N. Jefferson.

7 p.m. JC Fraternal Order of Eagles Auxiliary meeting, 203 E. 10th St.

7:30 p.m. Acacia Lodge #91, 1024 N. Price St., Junction City

8 p.m. Alcoholics Anonymous, 119 W. Seventh St.

Afternoon Bingo at Senior Citizens Center

Senior Citizens Center errands to bank, post office and Walmart

Tuesday, May 28

10 to 11 a.m. Bible study at Senior Citizens Center

2 p.m. Doors open at the Junction City Fraternal Order of Eagles, 203 E. 10th St.

5 to 8 p.m. Junction City Fraternal Order of Eagles Aerie and Auxiliary kitchen is open with full meals

6:30 p.m. JC Fraternal Order of Eagles Aerie Bingo, 203 E. 10th St., open to public

7 p.m. Composite Squadron Civil Air Patrol, JC airport terminal, 540 Airport Road

8 p.m. Alcoholics Anonymous, 119 W. Seventh St.

Wednesday, May 29

Noon Troubadours of JC performance at Riley Centre, Riley

6:30 a.m. Alcoholics Anonymous, 119 W. Seventh St.

6:45 a.m. Breakfast Optimist Club, Stacy’s Restaurant, Grandview Plaza

9:30 to 10:30 a.m. Exercise at Senior Citizens Center

Noon Noon Kiwanis meets at Kite’s, Sixth and Washington streets

Noon Alcoholics Anonymous, 119 W. Seventh St.

12:15 p.m. Weight Watchers, Presbyterian Church 113 W. Fifth St.

2 p.m. Doors open at the Junction City Fraternal Order of Eagles, 203 E. 10th St.

1 to 4 p.m. Cards at Senior Citizens Center

5:30 p.m. Weight Watchers, Presbyterian Church, 113 W. Fifth St.

6 to 7:45 p.m. AWANA Club, First Southern Baptist Church

6:30 p.m. Bingo at American Legion Post 45, Fourth and Franklin streets

8 p.m. Narcotics Anonymous, 119 W. Seventh St.

8 p.m. Alcoholics Anonymous, Presbyterian Church, 113 W. Fifth St.

Senior Citizens Center errands to Fort Riley and Dillons

Thursday, May 30

9:30 to 10:30 a.m. Line dancing at Senior Citizens Center

9:30 a.m. MOPS (Mothers of Preschoolers), First Southern Baptist Church, child care provided

1 p.m. TOPS (Take Off Pounds Sensibly), Episcopal Church of the Covenant, 314 N. Adams St.

2 p.m. Doors open at the Junction City Fraternal Order of Eagles, 203 E. 10th St.

5 to 8 p.m. Junction City Fraternal Order of Eagles Aerie and Auxiliary kitchen is open with full meals

6:30 p.m. Bingo at American Legion Post 45, Fourth and Franklin streets

8 p.m. Alcoholics Anonymous, 119 W. Seventh St.

Senior Citizens Center errands to Walmart

Friday, May 31

9:30 to 10:30 a.m. Exercise at Senior Citizens Center

Noon Alcoholics Anonymous, 119 W. Seventh St.

2 p.m. Doors open at the Junction City Fraternal Order of Eagles, 203 E. 10th St.

5 to 8 p.m. Junction City Fraternal Order of Eagles kitchen is open with short-order meals

6 p.m. Ogden American Legion Bingo, 515 Riley Blvd.

6 p.m. Alcoholics Anonymous, Women’s meeting, 119 W. 7th St.

6:30 p.m. JC Fraternal Order of Eagles Auxiliary Bingo, 203 E. 10th St., open to public

6:45 p.m. Troubadours of JC performance at Relay for Life, JCHS Stadium, 900 N. Eisenhower St.

8 p.m. Alcoholics Anonymous, 119 W. Seventh St.
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